About

Finloup offers technology leasing solutions to businesses from freelancers to medium enterprises. Our service helps our customers to optimise their cash flow and release capital towards other important growth initiatives, improve their team’s productivity, equip them with top-notch models, and adopt a sustainable consumption model. No devices are left in drawers anymore!

Solution & Product

Our platform provides a simple and efficient user journey that leverages our proprietary technology stack, from how customers choose their favourite products to their assessment, fulfilment and post-sales support. Our product can also be delivered as an alternative way of payment for B2B transactions that sit on a retailer's electronic or physical checkout.

Innovation & Scalability

FInloup leverages Open Banking to assess whether a customer is eligible for its leasing plans. Therefore, distribution can be done entirely online. Also, our technology is licensed to strategic partners for their own leasing programme use cases as well as credit extension activities.

Traction & achievements

Raised over €2M in debt and equity over two rounds of funding Developed proprietary ML/AI technology for credit & fraud risk, primarily using Open Banking data as well as order-specific variables €20K+ MRR, showing excellent early PMF with minimal bad debt rates a strong team of 8 FTEs (including the founders) with expertise in all key areas of our business

Team & Why Us

Antonis Prentzas, Co-Founder & CEO: ex-strategy consultant with Accenture, specializing in Financial Services. Former Product Owner of Open Banking from day 0 at Eurobank. Also, ex-Project Manager with ATCOM for the company’s largest account, Aegean Airlines. Marios Noutsos, Co-Founder & CFO: ex-investment associate in the private equity real estate, managing a portfolio of over €100M. Also, ex-consultant with OCTANE Management Consultants, establishing the firm’s non-performing loans practice. Kyriakos Georgiou, Chief Data & Risk Officer: ex-consultant with Deloitte, building credit risk models for lenders in Greece and their subsidiaries abroad. Currently, a 3rd year PhD candidate at AUEB with a thesis on novel practices to measure credit risk. Stelios Gasparinatos, Chief Technology Officer: ex-information security officer with CyberNoesis for financial institutions, including banks and insurers. Also, over 8 years of DevOps experience for critical infrastructures. We are a complementary team of experienced individuals in all aspects of the lending and technology lifecycles.

Funding Needs

Our next round of funding will be around €4-6Μ to cover our scale-up needs as we experience high demand for our service.